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Andy Payne
Santa Cruz Mountains Real Estate
CalBRE 01187714

Office: 831-425-0300
Contact Me

About Me

I specialize in locating affordable homes for my clients within the Santa Cruz Mountains area. There are currently lots of homes available for less than $600K. Some are in need of repair, some are pretty nice, some may need cash buyers. I am always out checking out these homes. If you are looking for a lower cost home or have one to sell, please contact me. Click on the button for a Free List of my current favorites. Happy Hunting!


I specialize in representing my clients in the purchases and sales of mountain homes located within the area from Los Gatos to Santa Cruz, including Scotts Valley, Soquel and the San Lorenzo Valley towns of Boulder Creek, Ben Lomond, Brookdale and Felton. I also am an expert at arranging financing for your home. From cabins to beach homes I have the experience that you'll need. 


I have lived in the Santa Cruz Mountains for over 30 years and I'm experienced with the eccentricities of mountain living. I have over twenty years experience in real estate sales and financing and many more years in customer service. I have the education and determination to make your transactions move along as smoothly as possible.

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